Day: September 29, 2022

counting dollar bills


Have you ever thought of saving and getting out of continuous and rising debts but you keep procrastinating; using excuses like “I will start saving next year” or “I have way too much bills to pay”? Well, truth be told, I’ve been there! Saving money can prove to be a tough hassle as well as a confusing issue and this is why I’ve compiled these three summarized but detailed tips on how you can save money and get out of debt fast.

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a black piggy bank in the middle of coins


In my previous post on financial literacy, I touched on the importance of understanding money-related dynamics. That means understanding that anything can happen that might cause a significant imbalance in your income and financial goals. However, that shouldn’t be the case.

I know you are eager to know the tips on how to build your emergency fund, but first, I will explain why I started saving for emergencies. I am a freelance writer and blogger. I say my profession because it is my source of income, and with it comes irregular work schedules and thus paychecks.

This means I can get a ton of work in a particular month and very little to no jobs the other month. The uncertainty that comes with this payment plan made me think of how I could shelter myself and my lifestyle in the “low months.”

One day as I was ‘Netflix and chilling,’ I came across a series called “The Smart Money Woman.” This series really changed my perspective on money management.

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businesswoman in white shirt sitting on chair while having phone call

Financial Literacy- What is it, and why is it important?

Money is crucial in today’s world. Everything has a cost or value, which mostly requires money to get it. As every individual grows, they need more of it.

Now, it is not a shocker that making money is hard. Even if it isn’t for you, you have to make tough decisions on allocating a particular amount to a specific purpose or task every day. I am sure you agree that this is hard, right?

Some individuals get paid or earn money hourly, daily, weekly, monthly, and so on. Others like me, who is a freelance writer, can’t say their exact monthly income and its trends. So, how you use this money to suit your lifestyle while ensuring you save and grow sums up to financial literacy.

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4 Considerations for Women Starting a Post-Pandemic Home-Based Business

It’s not a secret that the pandemic has disproportionately affected women. Mental illness has ballooned over the past few years, domestic violence has increased (according to UN Women), and mothers have spent more time on childcare than fathers even when both parents work full-time.

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